Focus on Personal Finance

CHAPTER 1 Personal Financial Planning in Action 2
CHAPTER 2 Money Management Skills 44
CHAPTER 3 Taxes in Your Financial Plan 74
CHAPTER 4 Financial Services: Savings Plans and Payment Accounts 106
CHAPTER 5 Consumer Credit: Advantages, Disadvantages, Sources, and Costs  140
CHAPTER 6 Consumer Purchasing Strategies and Wise Buying of Motor Vehicles 186
CHAPTER 7 Selecting and Financing Housing 216
CHAPTER 8 Home and Automobile Insurance 246
CHAPTER 9 Health and Disability Income Insuran
ce 282
CHAPTER 10 Financial Planning with Life Insurance 318
CHAPTER 11 Investing Basics and Evaluating 
Bonds 346
CHAPTER 12 Investing in Stocks 384
CHAPTER 13 Investing in Mutual Funds 420
CHAPTER 14 Starting Early: Retirement and Estate Planning 458
APPENDIX A Education Financing, Loans, and Scholarships 492
APPENDIX B Developing a Career Search Strategy 502
APPENDIX C Consumer Agencies and Organizations 514
APPENDIX D Daily Spending Diary 518
INDEX 527