Financial Terms Dictionary: Terminology Plain and Simple Explained

INDEX
401(k) Plan
403(b) Plan
408(k) Plan
412(i) Plan
457(b) Plan
501(c)
AAA Rating
Absorption Rate
Accountant
Adam Smith
Adjustable Rate Mortgage (ARM)
Affidavit
Agency Bonds
Alan Greenspan
Algorithmic Trading
American Bankers Association (ABA)
American Express
American Institute of Banking (AIB)
American International Group (AIG)
American Stock Exchange (AMEX)
Amortization
Annual Percentage Rate (APR)
Annuity
Appraisal
Appraised Value
Arbitrage
Assessed Value
Asset Allocation
Asset Backed Security (ABS)
Asset Classes
Assets
Assets Under Management (AUM)
Assumable Loan
Austerity
Austrian Economics
Automated Underwriting
Bad Debt
Bailout
Balance of Payments
Balanced Budget
Balloon Loan
Banco Santander
Bank for International Settlements (BIS)
Bank Notes
Bank of England
Bank of Japan
Bank Run
Bank Stress Tests
Bankruptcy
Barclays
Barings Bank Collapse
Barristers
Barter
Bear Market
Bear Stearns
Ben Bernanke
Benjamin Graham
Berkshire Hathaway
Bernard Madoff
BG Group
Big Oil Super Majors
Binary Options
Bipartisan
Bitcoin Currency
Black Monday
Black Thursday
Black Wednesday
Blanket Loans
Bloomberg
Blue Chip Stocks
BNP Paribas
Bond Market
Bonds
Book Value
Bookkeeper
Boom
Bretton Woods Agreement
Bretton Woods Committee
Brexit
Bridge Loan
British Bankers Association (BBA)
British World Economic Order
Brokers
Bubble
Budget Deficit
Bull Market
Bundesbank
Bureau of Economic Analysis (BEA)
Bureau of Engraving and Printing (BEP)
Business Cycle
Call Option
Cap Rate
Capital Appreciation
Capital Expenditures
Capital Flight
Capital Gains
Capital Markets
Capital Stock
Carl Icahn
Case Shiller Index
Cash Flow
Cash Flow Quadrant
Cash Management
Cash On Cash Return (CCR)
Cash Reserves
Cash Savings Account
Central Bank
Certificate of Occupancy
Certificate of Title
Certified Public Accountant (CPA)
Cession Deed
CFA Institute
Chain of Title
Chapter 7 Bankruptcy
Charge Off
Charles Schwab
Citigroup
Closed End Funds
Closeout Sale
Closing Costs
CME Group
CMG Plans
Collaboration
Collateralized Debt Obligations (CDO)
Collateralized Mortgage Obligation (CMO)
Collectibles
Collective Bargaining
Collective Investment Fund (CIF)
Commercial Banks
Commercial Paper
Commodities
Commodity Broker
Commodity Exchange (COMEX)
Commodity Futures Modernization Act (CFMA)
Commodity Markets
Commodity Money
Common Securitization Platform (CSP)
Common Stock
Commonwealth of Nations
Compound Interest
Compounding of Money
Congressional Budget Office (CBO)
Constructive Eviction
Consumer Data Industry Association
Consumer Debt
Consumer Financial Protection Bureau (CFPB)
Consumer Price Index (CPI)
Contango
Contingency
Conversion Discount
Convertible Bond
Core CPI
Corporate Bonds
Corporation
Cost of Goods Sold (COGS)
Cost Push Inflation
Cost Segregation
Council of Economic Advisers (CEA)
Counter Offer
Credit Agricole
Credit Analysis
Credit Bureaus
Credit Default Swaps
Credit Derivatives
Credit History
Credit Ratings Agencies
Credit Repair Organizations
Credit Report
Credit Risk
Credit Suisse
Credit Union
Creditor
Currency
Currency Intervention
Currency Pairs
Currency Standards
Currency Trading
Custodian Bank
Customer Base
Cyclical Manipulation
Day Trading
Debasement
Debasing the Currency
Debit Card
Debt Ceiling
Debt Consolidation
Debt Coverage Ratio (DCR)
Debt Relief
Debt Restructuring
Debt Service
Deduction
Deed in Lieu of Foreclosure
Defeasance Clause
Deferred Maintenance
Deficit
Deficit Spending
Defined Benefit Plan
Defined Contribution Plans
Deflation
Demand Pull Inflation
Demutualization
Department of Justice
Department of the Treasury
Dependency Theory
Dependent Development
Depreciation
Depression
Derivative
Deutsche Bank
Devaluation
Digital Currency
Digital Wallet
Discount Fee
Discount Mortgage Broker
Discount Points
Discount Rate
Discover
Discretionary Expenses
Discretionary Income
Disposable Income
Distressed Assets
Diversifying
Dividend
Dividend Reinvestment Plans
Dividend Yield
Dodd-Frank Act
Dollar Standard
Dotcom Bubble
Dow Jones
Dow Jones Industrial Average (DJIA)
Dow Theory
Down Payment
Dual Index Mortgage
Due Diligence
Due Process
Due Process Oversight Committee (DPOC)
Dumping
Earned Income
Earned Income Tax Credit (EITC)
Earnings Per Share (EPS)
Econometrics
Economic Commission for Latin America and the Caribbean
Economic Embargo
Economic Globalization
Economic Growth
Economic Indicators
Economic Output
Economic Sanctions
Economic Surplus
Efficient Market Hypothesis (EMH)
Egalitarianism
Elastic Demand
Embargo
Embezzlement
Emerging Markets
Employee Stock Option (ESO)
Employee Stock Ownership Plan (ESOP)
Employees
Energy Commodities
Enron Bankruptcy
Entrepreneurs
Environmental Impact Statement (EIS)
Environmental Protection Agency (EPA)
Equal Credit Opportunity Act (ECOA)
Equifax
Equities
Equity
Equity of Redemption
Equity Securities
ERISA
Escrow
ESOP
EUREX Exchange
Euro
Euro Stoxx 50 Index
Euro-skeptics
European Central Bank (ECB)
European Debt Crisis
European Investment Bank (EIB)
European Monetary System (EMS)
European Sovereign Debt Crisis
European Stability Mechanism (ESM)
European Union
Eurozone
Eurozone Crisis
Eviction
Excess Reserves
Exchange Rate
Exchange Rate Mechanism (ERM)
Exchange Traded Funds (ETF)
Expense Ratio
Experian
Export
Export Quotas
Extendable Commercial Paper (XCP)
Face Value
Fair Credit Billing Act
Fair Housing Act
Fannie Mae
Federal Debt
Federal Deposit Insurance Corporation (FDIC)
Federal Housing Finance Agency (FHFA)
Federal Open Market Committee
Federal Reserve
Federal Reserve Act of 1913
Federal Reserve Bank
Federal Reserve Bank Notes
Federal Reserve System
Federal Trade Commission (FTC)
Fedwire
Fiat Dollars
Fiat Money
Fiduciary
Financial Contagion
Financial Crisis
Financial Industry Regulatory Authority (FINRA)
Financial Mentor
Financial Stability Oversight Council
Financial Statement
Financial Times Stock Exchange (FTSE)
Financing Terms
Fire Sale
Fiscal Policy
Fiscal Year
Fitch Group
Five Year Plans
Fixed Income
Fixed Rate Mortgage
Fixer-Upper
Flash Crash
Floating Exchange Rate
Forced Liquidation
Foreclosure
Foreign Exchange
Foreign Exchange Reserves
FOREX Markets
Fortune 500
Fractional Banking System
Franchise
Franchise Model
Fraud
Freddie Mac
Free Enterprise System
Friedrich Hayek
FTSE 250
Fund Manager
Fundamental Analysis
Futures
Futures Contracts
Futures Exchange
G20
G8 Summit
Garnishment
General Obligation Bonds
Generally Accepted Accounting Principles (GAAP)
George Soros
Georgist Public Finance Theory
Glass Steagall Act
Global Debt
Gold Reserves
Gold Roth IRA
Gold Standard
Goldman Sachs
Good Debt
Government Bonds
Government Debt
Government National Mortgage Association (GNMA)
Government Sponsored Enterprise (GSE)
Graduated Payment Mortgage (GPM)
Great Depression
Great Recession
Grexit
Gross Domestic Product (GDP)
Gross Income
Halifax
Hank Paulson
Hard Currency
HARP Program
Hedge Account
Hedge Fund
Hedging
Helicopter Money
High Frequency Trading (HFT)
High Yield Preferred Stocks
HM Treasury
Home Affordable Modification Program (HAMP)
Home Equity Line of Credit (HELOC)
Home Equity Loan
HSBC
Hyperinflation
Import
Import Quotas
Income Distribution
Income Tax
Index Funds
Individual Retirement Account (IRA)
Inflation
ING Group
Initial Public Offering (IPO)
Initiative for Policy Dialogue (IPD)
Insider Trading
Insolvency
Institutional Investor
Insurable Value
Insurance Broker
Intangible Assets
Intellectual Property
Interbank Market
Interest Rate
Interim Financing
Internal Rate of Return (IRR)
Internal Revenue Service (IRS)
International Accounting Standards Board (IASB)
International Bank Account Number (IBAN)
International Bank for Reconstruction and Development (IBRD)
International Financial Institutions (IFI)
International Financial Reporting Standards (IFRS)
International Monetary Fund (IMF)
International Monetary Unit
Internet Bubble
Intrinsic Value
Investment Trusts
Investment Value
Investor
IRA Custodian
iShares
Janet Yellen
Japanese Bankers Association (JBA)
Jason Furman
John Maynard Keynes
John Sherman
Joint Venture
Joseph Stieglitz
JP Morgan Chase
Jumbo Loan
Junk Bonds
Keating Five
Keogh Plan
Key Performance Indicator (KPI)
Keynesian Economics
Land Law
Lease
Lease-to-Own Purchase
Leasehold Estate
Legal Tender
Lehman Brothers Collapse
Lender
Leverage
Levied Taxes
Liabilities
Liability Insurance
Lien
Limited Liability Company (LLC)
Liquidation
Liquidity
Lloyds Banking Group
Loan Modification
Loan Servicing
Loan Syndication
Loan to Cost Ratio
Loan-to-Value-Ratio (LTV)
Local Money
London Interbank Offered Rate (LIBOR)
Long-Term Capital Management (LTCM)
Loss Mitigation Program
Loss to Lease
Ludwig von Mises
Maastricht Treaty
Macroeconomics
Madoff Investment Scam
Margin Trading
Marine Salvage
Mario Draghi
Market Capitalization
Market Failure
Market Sentiment
Market Trends
Market Value
Maturity
Mercantilism
Merrill Lynch
MERS
Microeconomics
Middle Class
Milton Friedman
Modern Portfolio Theory
Monetarism
Monetary Policy
Money Laundering
Money Market Funds
Money of Zero Maturity (MZM)
Money Purchase Plan
Money Supply
MoneyGram
Monopoly
Monte dei Paschi di Sienna Bank
Moody's
Morgan Stanley
Mortgage
Mortgage Backed Obligations (MBO)
Mortgage Backed Securities (MBS)
Mortgage Broker
Mortgage Costs
Mortgage Servicing
Moving Averages
MSCI EAFE
Mt. Gox
Municipal Bonds
Murray Rothbard
Mutual Funds
Mutual Funds Dividends
MyRA Account
National Association of Securities Dealers (NASDAQ)
National Bank Act
National Bureau of Economic Research (NBER)
Negative Income Tax
Negative Interest Rates
Negotiable Instruments
Net Asset Value
Net Operating Income
Net Worth
New Deal
New York Mercantile Exchange (NYMEX)
New York Stock Exchange (NYSE)
Nielson
Nikkei 225
Nonprofit Organizations
Numismatics
OCC
Office of Financial Research (OFR)
Office of Price Administration
Offshore Account
Offshore Banking
Offshore Bonds
Oil Sands
Oil Shale
Oligopoly
OPEC
OPEC Fund for International Development (OFID)
Operating Expenses
Option Spreads
Options
Orderly Liquidation Authority
Origination Fees
OTC Bulletin Board (OTCBB)
Over The Counter (OTC)
Oversight
Paine Webber
Panic of 1907
Paper Assets
Paper Investments
Passive Income
Paul Volcker
PayPal
Payroll Tax
PCE Index
Peer to Peer Lending (P2P)
Penny Stocks
Pension Entitlements
Pension Funds
Personal Assets
Philanthropy
Philips Curve
Pivotal Points
Plunge Protection Team (PPT)
Poison Pill Strategy
Ponzi Scheme
Portfolio
Portfolio Income
Portfolio Manager
Power of Attorney
Precious Metals
Preferred Stock
Price Controls
Price Gouging
Prime Brokerage
Prime Rate
Private Equity Firm
Private Equity Fund
Private Mortgage Insurance (PMI)
Profit Sharing Plan
Progressive Taxes
Promissory Note
Proportional Taxes
Proprietary Trading
Prospectus
Protective Tariff
Prudential Financial
Public Company Accounting Oversight Board (PCAOB)
Purchasing Power Parity (PPP)
Put Option
Quantitative Easing
Quantitative Risk Management (QRM)
Quota Effects
Rate of Return
Real Estate
Real Estate Appraisal
Real Estate Bubble
Real Estate Investment Trusts (REIT)
Recession
Refinance
Refinancing Boom
Regressive Taxes
Regulatory Compliance
Repayment Penalty
Repayment Split
Representative Money
Repurchase Agreements
Required Minimum Distribution (RMD)
Reserve Currency
Reserve Requirement
Residual
Resource Holdings
Retail Banking
Retained Earnings
Return on Equity (ROE)
Return on Investment (ROI)
Revenue
Revenue Bonds
Reverse Annuity Mortgage
Reverse Mortgages
Reverse Split
Richard Cordray
Richard Dennis
Right of First Refusal
Risk Arbitrage
Risk Averse
Risk Premium
Risk-Weighted Assets
Roaring Twenties
Robert Kiyosaki
Roth IRA
Royalties
Rudolf von Havenstein
Run on the Bank
Russell 2000 Index
S&P Global Market Intelligence
Sale And Leaseback
Sales Tax
Sarbanes-Oxley Act of 2002
SARSEP
Savings and Loan Crisis
SDR Denominated Bonds
Secondary Market
Secretary of the Treasury
Securities
Securities and Exchange Commission (SEC)
Securities Exchange Act of 1933
Securities Exchange Act of 1934
Securities Markets
Securitization
Self Directed IRA
Seller Financing
Selling Short
SEP IRA
Sequestration
Seven Sisters Oil Companies
Share Repurchase
Shareholders
Sherman Clayton Antitrust Acts
Short Sale
Short Squeeze
Simple IRA
Social Security
Societe Generale
Solo 401(k) Plan
Sovereign Wealth Funds
Special Drawing Rights (SDR)
Stagflation
Standard and Poor's (S&P)
Statistical Arbitrage
Stock Broker
Stock Buybacks
Stock Market Index
Stock Split
Stocks
Straddle
Strangle
Strategy
Structured Finance
Sub-prime Borrower
Sub-prime Lender
Sub-prime Mortgage
Sub-prime Mortgage Crisis
Subordinate Financing
Subsidies
SWIFT
Swing Trading
Swiss Banking
Swiss Interbank Clearing (SIC)
Swiss National Bank (SNB)
Systemic Risk
Takeover
Tariff Programs
Tax Abatement
Tax Accountant
Tax Bracket
Tax Credits
Tax Deductions
Tax Exempt Income
Tax Exemptions
Tax Revenue
Tax Sheltered Annuities 403(b)
Tax-Deferred
Technical Analysis
Tenure Annuity
Term Auction Facility (TAF)
Term Life Insurance
Term Loans
Thomson Reuters
Thrift Savings Plan
Title Deed
Total Public Debt
Toxic Assets
Trade Agreement
Trade Associations
Trade Balance
Trade Barriers
Trade Credit
Trade Deficit
Trade Misinvoicing
Trade War
Trading Blocks
Traditional IRA
Tranches
Trans Pacific Partnership (TPP)
Trans Union
Transatlantic Trade Investment Partnership (TTIP)
Transfer of Interest
Treasuries
Treasury Bills
Treasury Inflation Protected Securities (TIPS)
Troubled Asset Relief Program (TARP)
Trust Fund
Trustee Savings Bank (TSB)
Tulip Mania
Turtle Trading System
Tyco International Scandal
U.S. Treasury Bonds
UBS
Ultra High Net Worth Individuals
Underlying Assets
Underwriting
UniCredit
UniCredit Bulbank
Unique Selling Proposition (USP)
Unit Trust Fund
Universal Basic Income (UBI)
Unsecured Debt
US Trust
Use Tax
Usury
Vacancy Rate
Value Investing
Value-Added Tax (VAT)
Velocity of Money
Venture Capital
Virtual Digital Currency
Visa
Volatility
Volcker Rule
Voodoo Economics (Reaganomics)
Wages
Wall Street
War Production Board (WPB)
Warren Buffett
Washington Mutual Bank
Wealth
Welfare
Welfare Economics
Wells Fargo
Wells Fargo Scandal
Wen Jinbao
Western Union
Wholesale Banking
Wilshire 5000 Index
Wire Transfer
World Bank
World Currency
World Trade Organization (WTO)
XAU Precious Metals Index
Xetra
Yield
Yield to Maturity (YTM)
Zero Balance Account (ZBA)
Zombie Banks
Zoning Laws