Control Your Retirement Destiny: Achieving Financial Security Before the Big Transition

ویرایش:  
نویسندگان: Dana Anspach (auth.)  
سری:  
ISBN (شابک) : 9781430250227, 9781430250234 
ناشر: Apress 
سال نشر: 2013 
تعداد صفحات: 316 
زبان: English 
فرمت فایل : PDF (درصورت درخواست کاربر به PDF، EPUB یا AZW3 تبدیل می شود) 
حجم فایل: 2 مگابایت 

قیمت کتاب (تومان) : 31,000

خواندن کتابی در مورد امور مالی شخصی که کاملاً با آن موافقم لذتی نادر است. دانا انسپاچ کتابی را تهیه کرده است. معمولاً با فصل سرمایه گذاری که معمولاً نادرست و گمراه کننده است، من را نادیده می گیرد. سرمایه گذاری همیشه باید از این کتاب شروع شود. امن ترین استراتژی برای رسیدن به اهداف. دانا آنسپاچ آن را به درستی دریافت می کند و آن را با نثری سرگرم کننده بیان می کند که همه می توانند درک کنند و از آن لذت ببرند.\"

"It is a rare pleasure to read a book on personal finance with which I agree completely. Dana Anspach has produced one. I am usually turned off by the chapter on investing, which is typically false and misleading. Investing should always start from the safest strategy to achieve one's goals. Dana Anspach gets it right and expresses it in entertaining prose that anyone can understand and enjoy."
—Zvi Bodie, Professor of Economics, Boston University

People in their fifties start to wonder: When should I retire? Once I do, when should I take Social Security? Do I need to buy an annuity to make sure I have enough money to last my whole life? Should I move everything into Treasury Bills and other “safe” investments? In short, what do I need to do now to ensure a comfortable retirement in five or ten years?

Control Your Retirement Destiny: Achieving Financial Security Before the Big Transition provides practical, how-to knowledge on what you need to do to get your finances in order to prepare for a transition out of the workforce. While never easy, retirement investing in your 20s to your early 50s has been straightforward. But as you get closer to the big event—retirement—it takes a different kind of planning to align investments, retirement accounts, taxes, Social Security, and pension decisions, all for a single objective: providing reliable, life-long income. Control Your Retirement Destiny teaches you how each part works, how one decision affects another, and--most importantly--how to focus on the items you can control rather than on the items you can’t. When you put it all together in a plan that works for you, you’ll have more choices and a greater sense of security about the financial decisions you are making.

Transitioning out of work is scary. Control Your Retirement Destiny equips you with the knowledge you’ll need to make sure you’ve thought of everything. When your finances and your future intersect, you’ll be ready. This book:

• Covers all the major topics in retirement planning—investments, Social Security, annuities, taxes, healthcare, part-time work, and more.
• Illustrates which items you can control, and how to focus on them.
• Provides examples of how planning decisions can result in a more secure outcome when they are coordinated.
• Provides actionable knowledge about important money decisions faced by upcoming retirees.

Control Your Retirement Destiny enables you to take charge of your financial future right now to ensure a happy, financially secure retirement.

Front Matter....Pages i-xiii
Your Finances....Pages 1-16
Starting with Planning Basics....Pages 17-48
Social Security....Pages 49-89
Investing....Pages 91-137
Taxes....Pages 139-176
Insurance, Life, and Disability....Pages 177-191
Using Your Company Benefits....Pages 193-210
Should You Buy an Annuity?....Pages 211-230
Real Estate and Mortgages....Pages 231-246
Managing Health Care Costs in Retirement....Pages 247-267
Working Before and During Retirement....Pages 269-278
Whom to Listen To....Pages 279-302
Back Matter....Pages 303-311