$1 Million for Life: How to Make It, Manage It, Maximise It

$1 MILLION For Life: How to make it, manage it, maximise it
	Contents
	Acknowledgements
	Important Notice
	Author’s royalties
	Preface
	Chapter 1: The problem
		1.1 Life’s great!
		1.2 So what’s the problem?
		1.3 Factors affecting your future finances
		1.4 The alternatives
		1.5 The plan
	Chapter 2: Step 1—money sense
		2.1 The foundation
		2.2 Spend less than you earn
		2.3 Eliminate personal debt
		2.4 Deal with money in the right order
		2.5 Small amounts add up to a fortune over time
		2.6 Types of tax
		2.7 What to avoid
		2.8 A new way to look at spending
		2.9 Investment principles
		2.10 Key points
	Chapter 3: Step 2—own your house outright
		3.1 Owning versus renting
		3.2 Own a house, not a unit or flat
		3.3 Buying your first house
		3.4 Own your house outright—pay off the mortgage
		3.5 Your house as part of your wealth plan
		3.6 Key points
	Chapter 4: Step 3—superannuation (part I): how to use super
		4.1 What is superannuation?
		4.2 Putting money into super
		4.3 Getting money out of super
		4.4 Key points
	Chapter 5: Superannuation (part II): maximising super performance
		5.1 Maximising performance
		5.2 Tax advantages of super for after-tax contributions
		5.3 Self managed super funds
		5.4 Lost super
		5.5 Disadvantages of super
		5.6 Super as part of your wealth plan
		5.7 Key points
	Chapter 6: Step 4—invest outside super (part I): shares
		6.1 Share basics
		6.2 Different ways to invest in shares
		6.3 Direct shares
		6.4 International shares
		6.5 Summary of share strategies
		6.6 Borrowing to invest
		6.7 Further reading
		6.8 Key points
	Chapter 7: Invest outside super (part II): property
		7.1 Residential property
		7.2 Non-residential property
		7.3 Further reading
		7.4 Key points
	Chapter 8: Invest outside super (part III): other asset classes
		8.1 Income products
		8.2 Cash accounts and online brokers for your investments
		8.3 Other investments
		8.4 Derivatives and trading
		8.5 Further reading
		8.6 Key points
	Chapter 9: Step 5—protection in case things go wrong
		9.1 Don’t rely on luck
		9.2 Emergency cash fund
		9.3 Insurances
		9.4 Wills
		9.5 Entities
		9.6 Powers of attorney
		9.7 Key points
	Chapter 10: Step 6—do what you love doing
		10.1 $1 million for life!
		10.2 Do you really love your job?
		10.3 Have a real plan for the rest of your life
		10.4 Focus on your passion, not on the money
		10.5 Case studies
		10.6 What is your passion?
		10.7 Making the transition
		10.8 Key points
	Chapter 11: Putting it all together
		11.1. It’s your choice
		11.2 Seven levels of financial freedom
		11.3 Set and forget
		11.4 Who to turn to for guidance
		11.5. Stay positive and take action
	References
	Index