The Special Needs Planning Guide: How to Prepare for Every Stage of Your Child's Life

چگونه خانواده های کودکان دارای معلولیت می توانند برای امنیت مالی پایدار در هر مرحله از زندگی برنامه ریزی کنند؟ پاسخ‌های روشن را در راهنمای برنامه‌ریزی نیازهای ویژه بیابید، یک همراه گام به گام برای والدین در حالی که در پیچیدگی‌های برنامه‌ریزی برای آینده خانواده و فرزندشان پیشرفت می‌کنند. این کتابچه راهنمای پرفروش چگونه توسط دو کارشناس برنامه ریزی مالی نوشته شده است که همچنین والدین و خواهر و برادر یک فرد دارای معلولیت هستند. قانون، این کتاب به خانواده‌ها توصیه‌ها، استراتژی‌ها و اقدامات لازم برای برنامه‌ریزی برای آینده و رفاه و امنیت فرزندشان را می‌دهد. با وضوح و دلسوزی، نویسندگان خانواده ها را در پرداختن به پنج عامل حیاتی دخیل در برنامه ریزی نیازهای ویژه راهنمایی می کنند

How can families of children with disabilities plan for lasting financial security at every stage of life? Find clear answers in The Special Needs Planning Guide, a step-by-step companion for parents as they progress through the complexities of planning for the future of their family and their child. Written by two financial planning experts who are also a parent and a sibling of a person with disabilities, this bestselling how-to guide is now in its second edition.

Revised, reorganized, and carefully updated to reflect current law, this book gives families the real-world advice, strategies, and actions needed to plan for both their future and the well-being and security of their child. With clarity and compassion, the authors guide families in addressing five critical factors involved in special needs planning— family and support, emotional, financial, legal, and government benefits factors—at every stage of their child's life, from birth through adulthood. Throughout the book, readers will learn from the stories and advice of other caregivers, get helpful planning pointers and key questions to answer, and take action with the chapter lists of Next Steps. To help families customize the information in this book for their specific needs, this new edition also offers a complete package of online resources, including a fillable Special Needs Planning Timeline, easy-to-use financial planning worksheets, and an in-depth Letter of Intent template families can use to map out their vision for their child's life.

Informed by decades of personal and professional experience, this reader-friendly guidebook will help families educate themselves about financial planning, create a complete action plan for their future, and provide the knowledge and the tools they need to work toward a secure and full life for their child.

WHAT'S NEW:

SELECTED TOPICS COVERED: special needs trusts funding · trustee selection · insurance strategies · investment guidance · estate planning · legal settlements · government benefits, such as SSI, SSDI, and housing benefits · goal-setting · advocacy · hiring financial and legal professionals · sibling considerations · contributions of extended support networks · retirement plans · guardianship and less restrictive alternatives