The Good Retirement Guide 2023: Everything You Need to Know About Health, Property, Investment, Leisure, Work, Pensions and Tax

Cover
Contents
1 Are you looking forward to retirement?
	How to use this book
	Pre-retirement courses
	Help with the cost-of-living crisis
	New focus for the retired
	Financial advice
	Reporting scams
	Additional resources
2 Money and budgeting
	Having a plan
	Doing the sums – budgeting
	Possible ways to cut spending
	Possible ways of boosting your retirement income
	Spending and saving for later
	Money if you are made redundant
	More money information
3 Pensions
	The State Pension
	How much is the old State Pension?
	How much is the new State Pension?
	Deferring your State Pension
	Advice about State Pensions and benefits
	Private pensions
	Information, guidance and advice about private pensions
	Divorce and separation
	Lifetime Individual Savings Accounts (LISAs)
4 Tax
	Income tax – the basics
	Tax-free income
	Income tax on savings and investments
	Paying and reclaiming income tax
	National Insurance contributions (NICs)
	Health and Social Care Levy
	Capital gains tax
	Information and advice about tax
5 Investment
	General investment strategy
	Annuities
	National Savings & Investments (NS&I)
	Bank and building society accounts
	Fixed-interest securities
	Peer-to-peer lending
	Equities
	Investment funds
	Investment-type life insurance
	Investor protection
6 Your home
	Staying put
	Moving to a new home
	Homes that are different
	How green is your home?
	Tips for reducing your energy bills
	Help with fuel bills
	Improvement, repair and adaptations
	Safety in the home
	Home security
	Personal safety
	Home insurance
	Raising money on your home – equity release
	Using your home to earn money
	Council tax and help with housing costs
7 Retiring abroad
	The impact of Brexit
	Healthcare overseas
	Buying property abroad
	UK pensions paid abroad
	Taxation if you live abroad
8 Leisure activities
	Adult education
	Arts
	Computing and IT
	Creative writing
	Dance
	Games
	Gardens and gardening
	History
	Museums
	Nature and conservation
	Public library service
	Sciences and other related subjects
	Special interests
	Sport
	Women’s organizations
	For people with disabilities
9 Starting your own business
	Taking stock
	Getting organized
	Finding customers
	Dealing with tax
	Other rules and regulations
	Sources of help and advice
10 Looking for paid work
	Financial considerations
	Special measures to assist disabled people to work
	Age discrimination and equality
	Assessing your abilities
	Training opportunities
	Help with finding a job
	CV writing
	Interview technique
	Employment ideas
11 Voluntary work
	Types of work
	Choosing the right voluntary work
12 Health
	Keep fit
	Sensible eating
	Keeping healthy in the heat
	Food safety
	Drink
	Smoking
	Accident prevention
	Aches, pains and other abnormalities
	Health insurance
	Health screening
	The NHS
	Alternative medicine
	Eyes
	Feet
	Hearing
	Teeth
	Personal relationships
	Depression
	Other common afflictions
	Disability
13 Holidays
	Insurance
	Travel and concessions
	Health tips for travellers
	Visas, passports and other requirements
14 Caring for elderly parents
	Ways of adapting a home
	Alarm systems
	Main local authority services
	Key voluntary organizations
	Transport
	Power of Attorney
	Living-in help
	Flexible care arrangements
	Emergency care for pets
	Practical help for carers
	Special accommodation
	Care homes
	Some special problems
15 No one is immortal
	Inheritance tax (IHT)
	Wills
	Provision for dependent adult children
	Money and other worries – and how to minimize them
	Funeral plans
	State benefits and tax
	Organizations that can help
Index