Millionaire expat : how to build wealth living overseas

Cover
Title Page
Copyright Page
Contents
Acknowledgements
Introduction
Chapter 1 Grow Big Profits Without Any Effort
	Why Average Returns Aren't Normal
	When the Stock Market Beats Real Estate
	What's Inside a Global Stock Market Index Fund?
	Undressing Stocks with 50 Shades of Gray
	The Stock Market Stars as the Great Humiliator
	Fast‐Growing Economies Can Produce Weak Returns
	Bonds Are Protective Nets for Jumpers
	Can You Lose Money with Bonds?
	Chapter Take‐Away
Chapter 2 Don't Start a Fight with an Escalator
	Yes, the Financial District Loves You!
	Global Investors Getting Fleeced
	Chapter Take‐Away
Chapter 3 Where Are the Customers' Yachts?
	Global Investors Bleed by the Same Sword
	American Expatriates Run Naked
	Why Brokers Want to Muzzle Warren Buffett
	Financial Advisors Touting “The World Is Flat!”
	Hedge Fund Money Spanked for Its Con
	Why Most Investors Underperform Their Funds
	Are Most Financial Advisors Bad People?
	Chapter Take‐Away and Tips
Chapter 4 Expats Should Avoid Snakes In Suits
	The deVere Group Faces Trouble
	British Expats: Can I Trade You That Diamond for a Big Lump of Coal?
	The 10 Habits of Successful Financial Advisors . . . Really?
	When Your Advisor is a Sales Commando
	Welcoming Sharks into the Seal Pool
		Let Me Offer You a Free Trip to the Maldives
	Masters of the Insured Death Benefit Illusion
	Free Fund Switching Isn't a Perk
	Making Millions off the General Public
	Fooling the Masses with Numbers
	When High Fees Meet Gunslingers
	Chapter Take‐Away and Tips
Chapter 5 Self‐Appointed Gurus and Neanderthal Brains
	Why Most Investors Should Hope for Falling Markets
	Are You Cheering for the Right Team?
	If You're Just Starting Out, Pray for Stocks to Sputter
	Should You Worry When Stocks Hit All‐Time Highs?
	The Only Thing That Matters
	It's Not Timing the Market That Matters; It's Time in the Market
	High Unemployment and High Stock Returns
	What Can You Miss by Guessing Wrong?
	Should You Invest a Windfall All at Once?
	When Investors and Advisors Sabotage Their Rides
	Are Women Better Investors Than Men?
	Collar Your Inner Neanderthal
	Chapter Take‐Away and Tips
Chapter 6 Investment Advisors with a Conscience
	Do You Have a Ninja's Discipline?
	Qualities of a Good Financial Advisor
		The Advisor Shouldn't be Compensated by Commission
		The Advisor Shouldn't Purchase Individual Stocks for Your Portfolio
		The Advisor Should Charge No More than 1.25 Percent Each Year
		The Advisor Shouldn't Gamble
		The Advisor Shouldn't Buy High‐Cost Indexes
	Investment Professionals Worth Considering
		Index Advisors for American Expats
		Index Advisors for Canadian Expats
		Index Advisors for British Expats
	Why Many Global Expats are Naming Their Newborns Mark
	Why are the Entry Points Often High?
Chapter 7 Thirty‐four Questions Do‐It‐Yourself Investors Ask
	1. How do I Purchase ETFs or Indexed Mutual Funds Through a Brokerage?
	2. What's the Best Brokerage To Use?
		For Americans
		Other Nationalities
	3. What's the Difference Between an Exchange‐Traded Index Fund (ETF) and an Index Fund?
	4. Do Non‐Americans Have to Pay US Estate Taxes upon Death if They Own US Index Shares?
	5. What's a Sector‐Specific ETF?
	6. Should I Buy an Index that's Currency Hedged?
	7. What's the Scoop on Withholding Taxes? (For Non‐Americans)
	8. Will You Have to Pay Currency Conversions?
	9. Should I Be Concerned about Currency Risks?
	10. Do the Unit Prices of ETFs Show Which are Expensive or Cheap?
	11. If I Have a Lump Sum, Should I Invest It All at Once?
	12. I'm in Some Expensive Products, but They're Currently Down in Value. Should I Sell Now or Wait?
	13. What If I Find a Higher‐Performing Bond Index?
	14. What If I Find a Cheaper ETF?
	15. Should I Be Most Concerned about Commissions, Annual Account Fees, Fund Costs, or Exchange Rate Fees?
	16. How Little Can I Invest Each Month?
	17. Stock Markets Are High. Should I Really Start Investing?
	18. Should I Buy ETFs from Vanguard, iShares, Schwab or Another Low‐Cost Provider?
	19. Can Muslims Build a Portfolio of Shariah‐Compliant Funds?
	20. What Percentage Should You Have In Stocks and Bonds?
	21. Could You Build a Portfolio of Socially Responsible Index Funds?
	22. Why Doesn't My Brokerage Offer the Funds I Want?
	23. Why Hasn't My Bond ETF Risen in Value?
	24. What If My Bond ETF Is Priced in a Different Currency?
	25. Are Cryptocurrencies, like Bitcoin, Good Investments?
	26. Should I Buy a Real Estate Investment Trust (REIT) Index?
	27. Should I Buy a Smart Beta ETF?
	28. Should I Invest in Gold?
	29. Don't Small‐Company Stocks Beat Larger‐Company Stocks?
		Does It Really Work Like That?
	30. What If You and Your Spouse Represent Different Nationalities?
	31. Why Should I Rebalance My Portfolio?
	32. What Are The Best ETFs To Buy?
	33. What's the Difference Between an Accumulating ETF and a Distributing ETF?
	34. Should I Buy An ETF or Index That Pays High Dividends?
Chapter 8 Couch Potato Investing
	Don't Bonds Tie You Down?
	Are You Worried That Bond Interest Rates Are Low?
	Where Do You Plan to Retire?
	Are You Retiring in an Emerging‐Market Country?
	The Magic Of All‐in‐One Portfolio ETFs and Index Funds
Chapter 9 Model Portfolios for American Expats
	Do You Currently Invest with Vanguard?
	Couch Potato Investing with Vanguard
	Simple Investing with a Vanguard Stick Shift
	Vanguard's Admiral Series Global Two‐Fund Portfolio Solutions Socially Responsible Investing
	Americans Using Interactive Brokers
	ETF Portfolios with Interactive Brokers
	Socially Responsible ETF Portfolios
	Don't Contribute Illegally to Your IRA
	What Exactly Is an IRA?
	Could You Retire And Never Pay US Taxes Again?
Chapter 10 Portfolio Models for Canadian Expats
	Socially Responsible Investing for Canadians
	Swap‐Based ETFs—The Ultimate Legal Tax Dodge
	What About RRSPs, TFSAs and RESPs?
	Children's Education Savings Plans
	Canadians In Europe
	European Country Residents not Affected By This Rule
	For Most Canadians Living In an EU Country
	One Drawback To Non‐Canadian Listed ETFs
	Repatriation: If You Decide To Move Back
Chapter 11 Portfolio Models for British Expats
	Are The Extra Commission Fees Worth It?
	The Downside of Vanguard's LifeStrategy Index Mutual Funds
	Portfolios of Individual ETFs: For Walking British Buddhas
	How Important Is UK Stock And Bond Market Exposure?
	Socially Responsible Investing For British Expats
	Are You Really Ready To Do This?
Chapter 12 Portfolio Models for Australian Expats
	Socially Responsible Investing For Australians
	What If You Don't Want High Exposure to Australian Shares?
	The Repatriation Benefit of Aussie‐listed Shares
	Tax Laws: Created By The Rich For The Rich?
	Now Look Deeply Into That Mirror
Chapter 13 Portfolio Models for Europeans and Other Nationalities
	The Home Currency Bias
	Investors Who Might Not Want Any Home Currency Exposure
	Socially Responsible Investing
Chapter 14 Setting Your Bulls Eye
	What's a Better Definition of Wealth?
	What's This Ailment Expatitis?
	Three Decades And Counting With The 4 Percent Rule
	You and Your Money Can Both Last Longer
	Part II Retirement or Semi‐Retirement In A Low‐Cost Country
	This Personal Decision In Not For Everyone
	When It's Not About The Money
Chapter 15 Retire A Decade Early In Latin America
	Mexico: Hot Beaches, Cool Mountains And The World's Best Expat Social Scenes
		Weather
		Medical and Dental Care
		Community
		Safety
		Affordability
	Costa Rica: Happiest People, Best Wildlife And Environmental Leaders
		Weather
		Medical and Dental Care
		Community
		Safety
		Affordability
	Panama: Idyllic Islands, Popular Mountain Towns and Retirement Discounts Galore
		Weather
		Medical and Dental Care
		Community
		Safety
		Affordability
	Ecuador: Friendly People, Great Climate, And An Ultra‐Low Cost Of Living
		Weather
		Medical
		Community
		Safety
Chapter 16 Retire A Decade Early In Europe
	Portugal: Crashing Surf, Gorgeous Scenery and Europe's Best Weather
	Home Sweet Home
	From Canada to Portugal for an Easier Pace of Life
		Safety
		Medical
		Community
	Spain: Spectacular Beach Walks and Skiing In The Same Day
	Aerobatics Pilot Chooses To Fly
	Couple Enjoys Life on Less Than €9000 a Year
	If You Don't Have A Pension, How Much Money Would You Need?
		Weather
		Medical
		Safety
	Eastern Europe:The World's Best Low‐Cost Secret
	Climate and Safety
	Why Georgia's Becoming The New Hot Spot
Chapter 17 Retire A Decade Early In Southeast Asia
	Retiring In Malaysia: Beauty In The Sun
	Can You Handle The Heat?
	Top Quality Medical
		Community
		Safety
		Affordability
	Retiring In Thailand: The Land of Smiles
		Weather
		Medical
		Community and Safety
		Affordability
Conclusion
Low‐Cost Retirement Country Resources
	Climate Choices
	Social Considerations
	Cost of Living Comparisons
	Residency Requirements
	Temporary Visas For Digital Nomads
Index
EULA