Medical Selection of Life Risks

Front Matter....Pages i-xvi
Front Matter....Pages xvii-xvii
A Historical Survey of the Development of Life Assurance....Pages 1-15
Types of Life and Health Insurance Policies....Pages 17-23
Principles of Risk Selection and Classification....Pages 25-35
The Application of Life Table Methodology to Risk Appraisal....Pages 37-60
The Rating of Substandard Lives....Pages 61-88
Underwriting Genetic Diseases....Pages 89-102
Underwriting Older Ages....Pages 103-121
Underwriting Younger Ages....Pages 123-139
Disability....Pages 141-153
Long-Term Care Underwriting....Pages 155-168
Impaired Lives Annuities....Pages 169-171
Structured Settlements....Pages 173-180
Application Processing....Pages 181-185
Life Underwriting and Information Technology....Pages 187-197
Front Matter....Pages 199-199
The Concept of Health and Disease....Pages 201-212
The Medical Examination....Pages 213-232
Drawing Conclusions from Test Results....Pages 233-248
Build....Pages 249-271
Blood Pressure....Pages 273-289
Diabetes Mellitus....Pages 291-301
Front Matter....Pages 199-199
Cardiovascular Disorders....Pages 303-479
Electrocardiography....Pages 481-511
Respiratory Disorders....Pages 513-556
Ear, Nose and Throat Disorders....Pages 557-567
Diseases of The Kidneys and Urinary Tract....Pages 569-607
Diseases of the Liver and Alimentary Tract....Pages 609-651
Oncology....Pages 653-672
Diseases of the Blood....Pages 673-728
Endocrine Disorders....Pages 729-748
Diseases of the Nervous System....Pages 749-788
Psychiatric Disorders....Pages 789-812
Substance Abuse....Pages 813-829
Rheumatic Disorders....Pages 831-845
Musculoskeletal Disorders....Pages 847-870
Infectious Diseases....Pages 871-884
HIV and AIDS....Pages 885-895
Tropical Diseases....Pages 897-919
Pregnancy and Female Reproductive Disorders....Pages 921-931
Miscellaneous Impairments....Pages 933-946
Back Matter....Pages 947-1010