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دانلود کتاب FinTech in Islamic Financial Institutions: Scope, Challenges, and Implications in Islamic Finance
دانلود کتاب فین‌تک در مؤسسات مالی اسلامی: دامنه، چالش‌ها و پیامدهای آن در امور مالی اسلامی
مشخصات کتاب
FinTech in Islamic Financial Institutions: Scope, Challenges, and Implications in Islamic Finance
ویرایش: [1st ed. 2022] نویسندگان: M. Kabir Hassan (editor), Mustafa Raza Rabbani (editor), Mamunur Rashid (editor) سری: ISBN (شابک) : 3031149408, 9783031149405 ناشر: Palgrave Macmillan سال نشر: 2022 تعداد صفحات: 389 [381] زبان: English فرمت فایل : PDF (درصورت درخواست کاربر به PDF، EPUB یا AZW3 تبدیل می شود) حجم فایل: 8 Mb
قیمت کتاب (تومان) : 47,000
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توجه داشته باشید کتاب فین‌تک در مؤسسات مالی اسلامی: دامنه، چالش‌ها و پیامدهای آن در امور مالی اسلامی نسخه زبان اصلی می باشد و کتاب ترجمه شده به فارسی نمی باشد. وبسایت اینترنشنال لایبرری ارائه دهنده کتاب های زبان اصلی می باشد و هیچ گونه کتاب ترجمه شده یا نوشته شده به فارسی را ارائه نمی دهد.
توضیحاتی در مورد کتاب فین‌تک در مؤسسات مالی اسلامی: دامنه، چالش‌ها و پیامدهای آن در امور مالی اسلامی
https://link.springer.com/book/10.1007/978-3-031-14941-2
این کتاب چندین چالش پیش روی فین‌تک را در مؤسسات مالی اسلامی بررسی می‌کند. اولاً، بانک‌ها و مؤسسات مالی بزرگ در کشورهای دارای کانال‌های فن‌آوری به‌روز و نوآورانه، آربیتراژ فناوری را از فین‌تک به دست خواهند آورد. این معمای «اندازه» ممکن است برای مؤسسات مالی اسلامی که اندازه کوچک‌تری دارند و از کشورهای توسعه‌یافته‌تر هستند، چالشی ایجاد کند. ثانیا، در حالی که دسترسی به فین‌تک روز به روز گسترده‌تر می‌شود، استفاده از فین‌تک به دلیل محدودیت‌های شخصی و حاکمیتی همچنان محدود است. علاوه بر این، سطح آگاهی از خدمات فین‌تک در حال ظهور (یعنی بیت‌کوین، بلاک چین و غیره) حتی در میان ساکنان کشورهای پیشرفته از نظر فناوری بسیار ضعیف است. ثالثاً، استفاده از فین‌تک توسط مؤسسات مالی اسلامی محدود به بانکداری اسلامی، کاربران کشورهای توسعه‌یافته، در میان مشتریان جوان و تعداد محدودی از خدمات بانکداری سنتی مانند سپرده‌ها و خدمات پرداخت است. همچنین، بانک‌ها امیدوارند از فین‌تک برای افزایش اندازه نسل جدیدی از سپرده‌گذاران و مشتریان وام‌های آگاه به فناوری برای دستیابی به صرفه‌جویی در مقیاس استفاده کنند که ممکن است به ثبات بخش بانکی کمک کند. اتوماسیون در بانک‌های اسلامی و مشارکت مؤسسات مالی اسلامی در حوزه‌های بلاک چین و بیت‌کوین نیازمند تحقیقات گسترده‌ای از انطباق با شریعت و همچنین زمینه‌های مرتبط با بازار و مصرف‌کننده است. با تمام فرصت‌ها و چالش‌های فین‌تک - ترویج گنجاندن، نظارت آسان‌تر وام و خطر عدم انطباق با شریعت - این کتاب به بررسی پیامدهای مؤسسات مالی اسلامی می‌پردازد و مورد توجه محققان، محققان و دانشجویان مالی و مالی اسلامی خواهد بود. فناوری.
توضیحاتی درمورد کتاب به خارجی
https://link.springer.com/book/10.1007/978-3-031-14941-2
This book explores several challenges facing FinTech in Islamic financial institutions. Firstly, large banks and financial institutions in countries with updated and innovative technological channels will earn the technology arbitrage from FinTech. This ‘size’ puzzle may create a challenge for Islamic financial institutions that are of smaller size and from technologically less-developed countries. Secondly, while access to FinTech is getting broader day by day, usage of FinTech is still limited due to personal and governance-related limitations. Moreover, the level of awareness of the emerging FinTech services (i.e., bitcoin, blockchain, etc.) remains extremely poor even among the residents of technologically-advanced countries. Thirdly, use of FinTech by Islamic financial institutions is limited to Islamic banking, to users from developed countries, among young customers, and for a limited number of traditional banking services such as the deposits and payment services. Also, banks hope to use FinTech to increase the size of a new breed of technology-savvy depositors and loan customers to achieve economies of scale, which may help stabilize the banking sector. Automation in Islamic banks and the participation of Islamic financial institutions in blockchain and bitcoin domains require extensive research from Shariah-compliance as well as market and consumer-related grounds. With all the opportunities and challenges of FinTech―promoting inclusion, easier loan monitoring, and risk of Shariah non-compliance―this book explores the implications for Islamic financial institutions and will be of interest to scholars, researchers, and students of Islamic finance and financial technology.
فهرست مطالب
Foreword Preface Introduction This Issue Summary and Way Forward Contents Notes on Contributors List of Figures List of Tables Introduction to Islamic Fintech: A Challenge or an Opportunity? 1 Introduction Islamic Finance Fintech and Its Theoretical Basis Growth of Fintech Fintech Entrepreneurship: Benefits and Challenges 2 Islamic Finance Prohibitions Promotion 3 Point of Convergence Between Fintech and Islamic Finance Major Attractions of Fintech Islamic Finance and Fintech 4 Challenges Shariah Non-Compliance Public Perception of Islamic Finance Talent Gap Unfavorable Regulatory Environment Cyber Security Competing Against Modern Innovations and Technological Advancement 5 Opportunities New Startup Financial Inclusion Financial Fraud Detection and Security Diversity Partnership and Collaborations 6 Conclusion References Fintech and the Art of Disruption 1 Introduction History of Fintech Fintech 1.0 (1866–1967) Fintech 2.0 (1967–2008) Fintech 3.0 (2008–present) Definition of Fintech and Financial Disruption Payment Apps, Lending Platforms, and Investment Apps Popular Types of Fintech Used By Consumers Mobile Payment Services Lending Platforms Lending Tree Better Investment Apps 2 Cryptocurrency 3 Benefits and Risks to Consumers Benefits Low Cost Improved Compliance and Security High Speed and Convenience Stimulus Payments to Consumers Direct Cash Payments Helping Small and Medium Enterprises (SMEs) Financing Became More Obtainable 4 Regulation 5 Conclusion References A Fintech-Based Zakat Model Using Artificial Intelligence 1 Introduction 2 Poverty and COVID-19 3 Impact of COVID-19 on Poor and Vulnerable Section of the Society Impact on Wage Income Impact on Consumption Disruption in Services 4 Maqasid Al-Sharia and the Economic Potential of Zakat in Helping the Poor During Pandemic 5 AI Based Islamic Fintech Model for Zakat 6 Conclusion References Islamic Fintech and Bahrain: An Opportunity for Global Financial Services 1 Introduction 2 Gaps and Opportunities in Global Islamic Fintech 3 New Regulations by Bahrain’s Central Bank 4 Emerging Technologies in the Kingdom of Bahrain Forms of Emerging Technologies in Bahrain Developing Bahrain’s Tech Ecosystem Technology in the Financial Sector (Fintech) Accelerator for Startups Open Banking In the Era of IoT (Internet of Things) Technology Based on Blockchains Analytical Techniques Suggest a Data Set Cloud Computing Innovation Center at the University of Bahrain Pay with an eWallet Know Your Customer (KYC) Electronically Machine Learning, or Artificial Intelligence (AI) Introducing Robotics Oil & Gas 4th Industrial Revolution Smart Cities Fourth Industrial Revolution Education 5 Gaps and Opportunities in Bahrain Islamic Fintech A Leading Knowledge Hub An Expanding Takaful Industry Regional Leader in Islamic Finance Promoting Innovation in Government Setting up a Successful Platform Future-Oriented Governmental Policy Legal Sandbox Crowdfunding Initiatives Establishing a Local Test Market of Exceptional Quality 6 Conclusion References The Future of Finance and Fintech: Visualizing the Opportunities for Fintech in the MENA Region 1 Introduction 2 Participants of Fintech Ecosystem 3 Fintech Ecosystem Design Marketing Environment Governance Support Financial Accessibility Financial Know-How 4 Emerging Role of MENA in Investment Fund 5 Fintech Investment in MENA Region Investment in Fintech Relationship Banking Increase in Cloud Banking Embedded Finance 6 Fintech Startups Distribution Among MENA Countries 7 Conclusion References Fintech Trends: Industry 4.0, Islamic Fintech, and Its Digital Transformation 1 Introduction 2 Review of Literature Fintech Industry 4.0 Islamic Fintech 3 Discussion 4 Conclusion References An Insight into the Fintech and Islamic Finance Literature: A Bibliometric and Visual Analysis 1 Introduction 2 Methodology 3 Data Analysis and Visualisation Most Influential Author Most Important Documents Influential Journals Country and Affiliations Co-Citation Analysis 4 Keyword Co-Occurrence Analysis Bibliographic Coupling of Documents 5 Future Expansion 6 Conclusion References Fintech Innovation and Its Application in Islamic Banking from Pakistan 1 Introduction 2 Literature Review Application of Fintech Innovations in the Islamic Banking Industry Islamic Finance and Adoption of Fintech Solutions 3 Methodology 4 Results and Discussion Additional Analysis 5 Conclusion References Fintech in the Islamic Banking Sector and Its Impact on the Stakeholders in the Wake of COVID-19 1 Introduction 2 Islamic Fintech and Its Application in Islamic Banking Industry 3 Islamic Fintech and Its Impact on Banking Stakeholders Following COVID-19 4 Conclusion References Fintech and Islamic Financial Institutions: Applications and Challenges 1 Introduction and Theoretical Background 2 Growth of Fintech History Users’ Perception: EY Fintech Global Adoption Index (2019) Fintech Unicorns Islamic Fintech Worldwide 3 Applications of Fintech in Islamic Finance Payments and Remittances Deposits and Lending Challenger Banking Open Banking Unbanked/Under-Banked Facilities Alternative Finance Digital Wallets: Most Common Fintech Product Asset Management and Robo-Advisory Smart Sukuk InsureTech and TakaTech 4 Fintech and Islamic Finance: Complementary or Competitive 5 Conclusion References An Assessment of Level of Adoption of Fintech in Islamic Banks in the MENA Region 1 Introduction 2 The Rise of Financial Technology (Fintech) 3 Imperatives of Fintech Technologies to Islamic Finance 4 Overview of Fintech in Islamic Financial Institutions in Middle East and North Africa (MENA) Region Financial Inclusion Islamic Social Finance Improve Regulations and Promote Transparency 5 Fintech in Islamic Financial Institutions and Banking Industry in MENA Region 6 Conclusion References Fintech, Pandemic, and the Islamic Financial System: Innovative Financial Services and Its Shariah Compliance 1 Introduction 2 The Role of FinTech in Islamic Finance 3 Fintech and Bitcoin Fintech and Blockchain (BC) 4 Fintech-Based Islamic Financial Services Payments Industry P2P Lending and Crowdfunding Neo-Banking Asset Under Management InsurTech 5 Blockchain Cloud Computing Big Data Analysis Robo-Advisors (RA) Artificial Intelligence 6 Conclusion References An Islamic Finance Perspective of Crowdfunding and Peer-To-Peer (P2P) Lending 1 Introduction 2 Crowdfunding and Peer-To-Peer Lending: An Overview Crowdfunding Peer-To-Peer (P2P) Lending 3 Challenges in Existing Islamic Crowdfunding and P2P Lending Platforms 4 Conclusion and Future Work References Islamic Finance and Cryptocurrency: A Systematic Review 1 Introduction 2 An Overview of the Literature on Cryptocurrency and Sharia Compliance 3 Discussion and Findings Arguments Against Cryptocurrency Excessive Uncertainty Not Backed by the Real Assets No Regulating Bodies Safety and Security of the Investors Misuse by the Anti-social Elements Arguments in Favor of Cryptocurrency It’s not Just Current and there is More to it Blockchain Technology Uncertainty and Gharar Can Help in Fight Against Money Laundering 4 Conclusion References Islamic Fintech, Blockchain and Crowdfunding: Current Landscape and Path Forward 1 Introduction 2 Review of Literature Fintech Islamic Fintech Blockchain Crowdfunding Discussion 3 Future Islamic Fintech-Based Financial Services 4 Conclusion References COVID-19 Challenges and the Role of Islamic Fintech 1 Introduction 2 The Rise of Fintech and Its Significance for Islamic Banking Through the Use of Blockchain Technology and Artificial Intelligence Evolution of FinTech Evolution of Islamic FinTech Artificial Intelligence 3 Usefulness of Islamic FinTech in Overcoming the COVID-19 Shocks 4 Conclusion and Recommendations References Index
