Ethics in Banking: Is It Possible?

Contents
Chapter 1: Introduction
	References
Chapter 2: Ethics in Finance: Definition
	2.1 Definition
	2.2 The Research Aim
	2.3 The Historical Origins
	2.4 The Need for Ethics in Finance
	2.5 The Ethical Bank
		2.5.1 Aristotle
		2.5.2 Immanuel Kant
		2.5.3 John Stuart Mill
	2.6 What About the Italian banks?
		2.6.1 MAGs
	References
Chapter 3: The ESG World
	3.1 The History of Banca Etica
	3.2 The Goals of Banca Etica
	3.3 Banca Etica´s Operations
	3.4 Etica Sgr
	3.5 The History of ESG Funds
	3.6 ESG Criteria: Where Ethical Funds Invest
	3.7 The Operation of ESG Funds
		3.7.1 Legislation
		3.7.2 Screening
		3.7.3 Ethical Advisors
		3.7.4 Ethical Index
	3.8 Global Market Values
	3.9 The Italian Case
	3.10 Criticism of ESG Funds
	References
Chapter 4: The Fight Against Money Laundering and Tax Evasion
	4.1 Money Laundering: History and Development Stages
	4.2 Anti-money Laundering Legislation
	4.3 Italian Anti-money Laundering Legislation
		4.3.1 Passive Collaboration
		4.3.2 Active Collaboration
		4.3.3 The Limit to the Circulation of Cash
		4.3.4 New Regulations
	4.4 Tax Evasion
		4.4.1 Tax Havens: The LuxLeaks and Panama Papers Cases
		4.4.2 Whistle-blowers
	4.5 The Fight Against Tax Evasion: The TAXE Commission
	4.6 International Market Values
	4.7 Figures in Italy
	References
Chapter 5: The Fight Against Usury
	5.1 Usury: Definition and Legislation
	5.2 When to Be Afraid of Usury: The Credit Trend
	5.3 The Threshold Rate
		5.3.1 OER
			5.3.1.1 Consumer Credit and Mortgages
			5.3.1.2 Current Account Credit Line
		5.3.2 Objections
	5.4 Anti-usury Funds
		5.4.1 The Solidarity Fund
		5.4.2 The Prevention Fund
	5.5 The Italian Data
		5.5.1 Access to the Prevention Fund
		5.5.2 Fund Allocation
		5.5.3 The Monitoring of Contributions Disbursed
		5.5.4 Regulatory Innovations
	References
Chapter 6: Islamic Finance and Microcredit
	6.1 Microcredit: History and Characteristics
	6.2 The Grameen Bank
	6.3 Reflections and Criticism
	6.4 Microcredit in Italy
	6.5 Islamic Finance: History and Basic Principles
	6.6 The Islamic Bank
		6.6.1 Funding
		6.6.2 The Use of Funds
	6.7 Islamic Securities
	6.8 Islamic Insurance
	6.9 Islamic Microcredit
	6.10 Data on Islamic Finance: In the World and in Italy
	References
Chapter 7: The Rescue of Banks in Crisis
	7.1 Literature on the Banking Crises
	7.2 The History of Banking Instability in Italy
		7.2.1 More Recent History
	7.3 Balance Sheet Figures
	7.4 The Rescue Instruments: The Bail-Out and the Bail-In
		7.4.1 The New Solution: The Bail-Over
	7.5 Bad Banks
	7.6 Final Considerations
	References
Chapter 8: Financial Frauds: Is Italy Different?
	References
Chapter 9: Conclusions