Banking and Effective Capital Regulation in Practice: A Leadership Perspective

Dedication
Contents
List of tables
List of figures
Preface
Acknowledgments
About the author
Outline of chapters
Part 1: Mega banks’ practices and their occurrence ofsignificant losses
	1 The unanticipated losses of mega banks and the economic impact
	2 Bank managers’ practices and alignment to significant losses, insufficient capital, and increased operational risk
	3 Risky management practices incentivized by principal–agent theory
	4 Risky management practices incentivized by goal theory
	5 Designing a risk management environment using OCEG standards
Part 2: Government regulations and redesigning the compliance environment of banks
	6 The passage of the Dodd– Frank Bill (2010) and the effects on banks and the regulatory environment
	7 Risk management efforts to limit excessive risk-taking by banks
	8 Governance-of-banks measures through monetary policy enacted through new regulatio
	9 Regulatory compliance requirements of CCAR and DFAST testing of minimum capital ratios
	10 Bank managers’ failed efforts to meet CCAR and DFAST testing of minimum capital ratios
Part 3: Bank leadership consensus on effective capital regulation practices
	11 Understanding challenges to capital regulation in banks
	12 Risk appetite, capital structure, stress test, and governance
	13 Risk identification, communication, and responsibilities as effective practices
	14 Timely monthly/quarterly reporting, and use of internal and external risk loss databases
	15 Assurance functions (scorecard/dashboard)
	16 Compliance analytics and monitoring
	17 Desirability and feasibility of a comprehensive enterprise-wide risk management framework
Appendix A: First-round questionnaire
Further appendices
References
Index